These crooks are getting very good! A lady has changed her habit of how she lists her names in her cell phone directory after her handbag was stolen. Her handbag, which contained her cell phone, credit card, purse, etc., was stolen. Twenty minutes later she called her husband, from a pay telephone telling him what had happened. Her husband said, 'I have just received your text message asking about our pin number and I have replied a little while ago.' When they rushed down to the bank, the staff told them all the money was already withdrawn. The thief had actually used the stolen cell phone to text her husband listed in the directory and got a hold of their pin number. Within twenty minutes he had withdrawn all the money from their bank account. Moral of the lesson: Do not disclose the relationship between you and the people on your call list. Avoid using names like Home, Honey, Hubby, Sweetheart, Mom, Dad, etc., And very importantly, when sensitive information is being asked for through text messages, CONFIRM by calling back. Also, when you are being text by friends or family to meet them somewhere, be sure to call back to confirm that the message came from them.. If you do not reach them, be very careful about going places to meet 'family and friends' who text you.